Last week, Davidson Asset Management in conjunction with EP hosted a dinner and round table discussion on the factors afflecting companies going through auto-enrolment. Many companies are hitting their staging date (when their employees have to be enrolled in a pension scheme) this year with little to no preparation. Other companies that have gone through the process have been surprised at how few employees are opting out with the large majority choosing to stay within the scheme their company provides. This has shaken many operations that had budgeted for far less contributions than their actual obligation.